"I understand and agree that this is a request for an informal opinion regarding the interpretation of New York's no-fault law and regulations."

"Lawrence N. Rogak is a New York-licensed attorney with over 25 years' experience in New York insurance and no-fault law, and who has litigated over 15,000 cases in that field. He is the author of numerous books and articles in that field, including Rogak's New York No-Fault Law & Practice."

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