DISCLAIMER

"I understand and agree that this is a request for an informal opinion regarding the interpretation of New York's no-fault law and regulations."

"Lawrence N. Rogak is a New York-licensed attorney with over 25 years' experience in New York insurance and no-fault law, and who has litigated over 15,000 cases in that field. He is the author of numerous books and articles in that field, including Rogak's New York No-Fault Law & Practice."

"The information and opinions provided through this web site are for informational purposes only and are not intended to be construed to be formal legal advice nor the formation of an attorney-client relationship. Your receipt of the information on this website is not intended to create, and receipt does not constitute, a contract for representation by Lawrence N. Rogak LLC. You agree that an attorney-client relationship will only be considered to exist upon a mutual expression of an intent to create such a relationship and the execution of a written retainer agreement between yourself and Lawrence N. Rogak LLC."

"Any case results described through this web site were dependent on the facts of that case and the results will differ from case to case, from court to court, and from judge to judge."

"The results achieved in any given case depend upon the exact facts and circumstances of that case. Lawrence N. Rogak LLC cannot guarantee a specific result in any legal matter. Any opinions or case results listed on this site are based on actual court decisions and/or attorney opinions regarding how courts might interpret the law under certain fact patterns."

"Under no circumstances do any opinions provided through this web site constitute a guarantee, warranty or prediction of the outcome of any other legal or claim matter."

"This website is provided for informational purposes only and is not intended to express or constitute legal advice to any reader. No attorney-client relationship between the reader and Lawrence N. Rogak LLC is created by this site, and no reader should act or refrain from acting on the basis of any content in the site, except in reliance upon the advice of a qualified attorney licensed to practice law in the reader's jurisdiction."

"The information contained within, or through, this web site is general in nature and may not apply to any specific factual or legal circumstances, nor should the description of any specific case or set of fact or circumstances be construed as a prediction that a similar outcome could be expected if the case or facts occurred again. Every case is different, and similar results may not be obtained in your case or fact pattern. The outcome of every case is dependent upon the facts and circumstances surrounding that particular case and will differ from case to case."

"Lawrence N. Rogak LLC makes no warranty, express or implied, about the correctness, accuracy or reliability of the information or opinions presented through the use of this web site or in any other web site to which this site may be linked. Any reader's use of the information set forth in the Site is at the reader's own risk."

"Lawrence N. Rogak LLC is a New York law firm which does represent clients in matters arising in the State of New York or within New York's jurisdiction or to which New York law may apply. Lawrence N. Rogak LLC reserves the right to decline any representation and not to accept any particular case, for any reason whatsoever or for no reason, and shall not be required to justify or explain any such refusal. This Disclaimer shall be interpreted in accordance with the laws of the State of New York, as applied to agreements made and to be performed solely therein. Disputes arising hereunder shall be exclusively subject to the jurisdiction of the Supreme Courts of the State of New York."

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